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Founded Date April 10, 1955
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A Deep Dive into Baccarat: The Elegant Casino Game
Baccarat may have a reputation as a high-stakes game for the elite, but it’s actually one of the easiest casino games to learn. It offers some of the best odds in the casino and requires very little strategy, making it a great choice for both beginners and casino experienced players.
The Objective and Basic Rules
Baccarat is a comparing card game played between two hands: the “Player” and the “Banker”. The objective is to bet on which hand you think will have a total closest to 9. Your betting options are simple: casino Player win, Banker win, or a Tie between them.
How Points are Calculated
- Cards 2-9: Count as their printed numerical value.
- 10s, Jacks, Queens, casino and Kings (Face Cards): Are worth zero points.
- Aces: Are worth 1 point.
Hand totals are calculated by adding the values of the cards. If the total is a two-digit number, only the second digit is used. If you have a 7 and an 8, your total is 5 (from 15). A “natural” is a two-card hand totaling 8 or 9, and it is an automatic win unless both hands are a natural of the same value (a tie).
The Three Bets and Their Odds
The beauty of baccarat lies in its simplicity. Once you’ve placed your bet, there are no more decisions to make; the dealer follows a fixed set of rules to draw additional cards if necessary. Understanding these three bets is key to playing smart.
Bet | House Edge | What to Know |
---|---|---|
The Banker Bet | Just over 1% | This is statistically the best bet in baccarat. It wins slightly more often than the Player bet. Winning Banker bets are subject to a 5% commission, but it’s still the most favorable wager. |
Player | Around 1.24% | A very solid bet with only a slightly higher house edge than the Banker. There is no commission taken on Player wins. |
Bet on a Tie | Extremely High (over 14%) | The high payout of 8:1 or 9:1 is designed to attract players, but the odds are terrible. This is considered a sucker bet. |
The clear strategy in baccarat is simple: consistently bet on the Banker. This simple tactic ensures you are playing against the lowest possible house edge. Baccarat’s combination of simplicity, low house edge, and casino suspense makes it a timeless classic.